Yes, the telematics device can be fitted to all cars.

The telematics device is FREE and is fitted discreetly (usually under the dashboard) in an optimal position for your make and model of car. Our installation team will contact you by phone and text to arrange a time and date for the installation. An engineer will then come to install the device at a time and place that is convenient for you. Installation takes around 40 minutes.

Only in the event of an emergency and provided that the policy schedule and your certificate of motor insurance says so, we will also cover you, for your liability to other people while you are driving any other private motor car which you do not own or have not hired or leased. See Terms of Business for full details.

It is a well known fact that speeding is a major contributory factor to road accidents. Whilst going slightly over the speed limit from time to time will not affect your policy, persistent or excessive speeding will impact your driving score, and that will limit your ability to earn "Reward Miles" and will also lead to your insurance premium rising at renewal.

Dangerous speeds are treated seriously. Driving at/or over 100mph would probably result in an instant ban if you were caught by the Police and we believe that, as this is a policy aimed at safe drivers, anyone driving at such an illegally high speed is not suitable for such a product. As a result we would write to you and provide you with seven days’ notice of cancellation before your policy is terminated.

When purchasing the telematics insurance policy you need to consider how many miles you will drive per annum. We would recommend that you purchase the required number of “Policy miles” at inception taking into consideration “Reward miles”.